• Happy Prime Day!! I’m so excited to be shopping all the deals today, how about you?? #ad Lucky for us, my fave @kindsnacks are on sale! You can stock up just in time for the craziness of back to school. This Caramel Almond and Sea Salt bar is sweet and salty with just 5g of sugar! It’s keeping me going while I shop all day. 😉 #kindcollective #bekindtoyourself #primeday #amazonprimeday
  • Blaire cleaned her room and made her bed today. I think it’s so cute when she makes her bed and carefully arranges her animals! She usually cleans her room once a week, Sunday is the perfect day to start fresh. The majority of her toys are in there, she gets them all set up how she wants and I just feel bad making her put them away! Do your kids pick up their toys every night?
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#homedecor #potterybarn #pbteen #homesweethome #livesimple #simplelife #motherhoodinspired #motherhoodintheraw
  • Well we don’t have a Nordstrom near us, but we do have an Aldi. Most of their summer items are on clearance and we scored this sweet pool for $7. Winner, winner. 🦄☀️ #blaireandben
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#summer #momentsiwanttoremember #aldifinds #motherhood
  • messy house, no makeup, and a kid who doesn’t want to wake up from his late car nap... meaning bedtime will be difficult. But what’s so different about that?! 🤪☹️ When your kids come out of your bed for the 1937 time tonight, just know you’re not alone. •
#momentsiwanttoremember #27weekspregnant #babybump #momofthree #bumpstyle #ltkbump #bedtimesucks #motherhoodmoments #livethelittlethings #livefully #thegoodlife #secondtrimester #preggomama #pursuehappiness #darlingmovement
  • If you need me I’ll be here taking a nap. JK. I’ll be in the car, curled up with my maternity pillow eating milk duds... hopefully taking a nap at some point. And I already changed into a comfy tee and some shorts that won’t button for the 6 hour drive. 🤣🤣🤣 How’s your Monday going?
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#27weekspregnant #secondtrimester #ltkbump #bumpstyle #babybump #targetstyle #targetdoesitagain #summervacation #babymoon
  • this. kid. He just melts me with how freaking adorable he is. Then he will go and say something like “Mama I want my binky NOWWWW” and then I remember he’s just as crazy as he is cute. 😍😝 #benjaminp
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#targetfield #mntwins #thisis2 #momentsiwanttoremember #mamasboy
  • Happy Fourth! It’s finally under 90° so we are out and waiting for fireworks to start! 🙌🏻 Hope you had a great day with your family. ❤️🇺🇸💥
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#thepetersoncrew #independenceday #fourthofjuly #momentsiwanttoremember #familytime #holidaysnaps #instamom #motherhood
  • I’m 26 weeks now and this is how my every day goes.
me: 
stranger: when are you due?
me: October 8.
stranger: 😳😳😳😳
I can’t believe it’s only another 14 weeks to go! Ben was born just past 38 weeks, so it could only be another 12. 😬😬😬🤞🏻🤞🏻🤞🏻 #photobyblaire •
#ltkbump #26weekspregnant #secondtrimester #bumpstyle
  • Blaire walked in on me doing the dishes and asked if she could take over. After, she proclaimed she was really good at it so it should be her new “chore”. They’re all yours, kid. 🧽 Do your kids do chores? Do they get an allowance? #blairep
  • This kid! He loves the water just like his sister and they’d spend all day and night at the pool if we let them. I can’t wait for the long weekend! What are your plans for the 4th? 💥 #benjaminp
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#momentsiwanttoremember #summer #sundayfunday
  • #ad You guys know we bought our forever home in March, after nearly a year of looking. Finding the right home is stressful! We lucked out and found one in an AMAZING neighborhood! While we love our house and love the location, there are a few things that need to be updated. Like the windows… and while they don’t NEED to be replaced immediately, we know they need to be replaced in the near future and it’s going to be a big job.
We are lucky because my dad is an electrician and super handy! But something like windows? That’s something even he suggests we leave to a professional. I’m so excited to be able to use @HomeAdvisor to match us with a professional for the job! They have been the best resource for planning and budgeting this huge project. You can find a link in my bio to learn more about using HomeAdvisor to get matched for any home improvement project, from remodels to pools to fences, they’ll help you find the right match! #HomeAdvisor
November 15, 2018

the value of $160 for your family

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One of the hardest parts of adulting is dealing with your finances. Sure, I can think of a few people who are good at it, but do they like it? No. If they didn’t have to do it, would they? Nope.Iced CoffeeIn our family, Jason is the saver and I’m the spender. He is SO good at need vs. want, and me, well if I want it then I need it. So I’m lucky to have him to keep us financially fit.

Growing up, I always had a traditional savings account. My allowance went in it, as did my birthday and Christmas money. What I didn’t realize, is that my parents would actually then take the money from the savings account (that barely made any interest) and invest it. Eventually that money was used to help pay for my college degree. (Thanks, mom & dad!)

So, while many of us grew up with the idea of always having a savings account, when it comes to your long term savings, a traditional savings account isn’t necessarily the best way to earn return on your cash. Sure, it’s good to have some cash easily available in case of emergency, but when it comes to larger sums of money, saving it in a higher yielding money market fund could be a smart move for your family.

For example, if you hold $10,000 in cash, you could earn about $170 in a year, at the current average yields of money market mutual funds. In a bank savings account, you’d only make about $10. That’s a difference of $160!*

Being able to have fun, meaningful experiences as a family is at the core of why it is important for us to prioritize being financially responsible. It’s definitely a balancing act for all of us. And I’m learning to be a better saver right alongside my kids, as Blaire is understanding we can either go do something fun as a family, or buy that random toy she saw at the Target checkout.

While $160 may not seem like “that much” money, look at what fun my family can experience together for $160.

Family Day

  • Breakfast ($21)
  • Kid’s Workshop at Home Depot ($0)
  • Family Museum ($36)
  • Lunch ($24)

Date Night for mom & dad

  • Dinner ($48)
  • Movie ($31)

My kids are both hit or miss on whether they’re going to eat 2 bites of their meals or eat all of it and want more. We let Blaire pick out where we went to breakfast, and she picked our favorite restaurant down by the farmer’s market. They have the BEST pancakes and the best iced coffee. I ordered 4 pancakes, two for me and one for each of them. They each ate two… haha! Thankfully they cook them quickly and have the best service.Jason and Ben at Breakfast Jason and Ben at Breakfast Jason and Ben at Breakfast Jason and Ben at Breakfast Jason and Ben at BreakfastIced Coffee and Chocolate Milk CheersThe first Saturday of the month, Jason typically takes Blaire to Home Depot for their Children’s Workshop. The November project was a helicopter. Ben and I ran a few errands and then wandered the store while we waited for them to finish. From there we headed over to the family museum since it’s already SO cold outside.

Blaire and Ben both love the children’s/family museum. They both like to head in their own directions and then eventually run into each other and play together. We are always so busy running around and playing that I forget to pull out my phone and take pictures. Sometimes, that’s the best! Then we grabbed lunch and headed home for nap time.

Jason and Blaire Selfie Blaire at Home Depot Children's Workshop Blaire and Trista SelfieJason and I rarely have a date night. So having dinner and then a movie just the two of us is magical! Not having to explain the movie to a four-year-old, not having to cut up food for an 18-month-old, being able to talk without being interrupted. We definitely need date nights more often!

Having the freedom to get out and treat our kids to fun things is so meaningful to us.

Are you overwhelmed by the thought of how to get started? Learn more about Vanguard

Over time, the additional interest you earn from investing in a MMF instead of a traditional savings account can really add up. While $160 may not seem like “that much” money, think of what it could turn in to. Your dream vacation? Your dream home?

*This illustration uses 1.69% average yield for money market mutual funds and 0.09% national average yield for bank savings, both as of 9/30/2018, according to cranedata.com and bankrate.com. These rates are not guaranteed. 

**Vanguard is owned by its funds, which in turn are owned by their investors.

All investing is subject to risk, including the possible loss of the money you invest. Bank deposits are guaranteed (within limits) as to principal and interest by an agency of the federal government. There may be other material differences between products that should be considered before investing.

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    • Well we don’t have a Nordstrom near us, but we do have an Aldi. Most of their summer items are on clearance and we scored this sweet pool for $7. Winner, winner. 🦄☀️ #blaireandben
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#summer #momentsiwanttoremember #aldifinds #motherhood
    • This summer hasn’t really felt like summer yet. 🤨 So when we have an 85° day we make the most out of it with a trip to the pool! How’d you spend your Sunday Funday? #blaireandben
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#pregnancyannouncement #rainbowbabyannouncement #firsttrimester
    • Last night was our first night in the new house. 👏🏻 We still have lots of stuff to bring from the old house and then lots of cleaning over there before the final walk through and closing next Monday. Then we can focus on getting this house unpacked and organized. But first, I would like a nap. 😴 #blaireandben
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